Chairman and Chief Executive Officer
Lee brings over 30 years of banking experience to Cogent Bank. Previously he was the Vice Chairman and CEO of CNLBancshares after spending 24 years in various capacities with Barnett Bank in Orlando, Miami and Jacksonville, as well as Chief Executive Officer to various Barnett affiliates and banks. He attended Hofstra University in Hempstead, New York and graduated from banking specific schools at the University of Colorado and University of Oklahoma.
Chirag who holds a CPA designation brings over 25 years of banking experience as President of Cogent Bank. Previously Chirag served as Chief Financial Officer and Executive Vice President of CNLBancshares and its subsidiary, CNLBank. Chirag was a founding member of Florida Choice Bank where he served as the Executive Vice President, Chief Operating Officer and Chief Financial Officer. From 1992 to 1999, he served as a Senior Audit Manager for Hacker, Johnson, Cohen, and Grieb. He holds a Bachelor of Science in Accounting from the University of Florida and a Masters in Accounting from University of Florida. He graduated from Banking School at the University of Virginia in 1993.
Senior Lending Officer
Scott began his banking career in 1986 with Barnett Bank. He attended Barnett’s Management Associate Program and held numerous positions during his 12-year tenure including Senior Analyst, Business Banking Officer, Business Banking Sales Manager, and Vice President of Corporate Banking. Scott was a founding member of Florida Bank, NA (FLBK), established in 1998. As Senior Vice President of Commercial Banking and team leader, Scott was instrumental in developing core business relationships, as well as supporting other lenders. In 2004, Scott helped establish CNLBank's Commercial Lending team specializing in serving the banking needs of Commercial and Industrial businesses as well as commercial real estate clients. Scott graduated from the College of Charleston in 1984. He is active in the Jacksonville community previously serving on the Board of Directors for the American Cancer Society and organizations serving the homeless.
Chief Operating Officer
Suzanne has over 37 years of banking experience and possesses a unique mixture of sales and operations competencies. Accomplished in driving client satisfaction and building strong teams through a commitment to high standards for service and delivery. Suzanne has served in a variety of positions including Director of Deposit and Loan Operations at CNLBank, Vice President of Retail Operations at Huntington Bank, and various retail positions at Barnett Bank. Suzanne is a graduate of the University of Tampa.
Chief Credit Officer
Kyle brings over 18 years of banking experience to Cogent Bank. He was senior lender for Valley National Bank/CNLBank in Orlando from 2013 to 2018. Previously he served in various credit administration roles for First Southern Bank, Independent Banker's Bank and Colonial Bank as well as various retail banking roles. He attended Warner University in Lake Wales, Florida and Webster University in St. Louis Missouri.
Chief Financial Officer
Rebekah serves as the bank's Chief Financial Officer in a strategic role in the overall management of the company. In this position she is responsible for the company's finances including forecasting, budgeting, reporting and investor relations. Previously Rebekah served as the Chief Financial Officer and Compliance Officer for Surety Bank. She has a strong background in public accounting including tax, audit and consulting. Rebekah is a licensed Florida CPA. She holds a Bachelors and Masters degree in Accounting from Auburn University.
Chief Technology Officer
Daniel has been immersed in the technology and security of banks for over 15 years. Beginning as a technology assistant for Florida Choice Bank he grew in this role to IT Manager. During his ten years at First Green Bank, the journey from IT Security Officer to Chief Technology Officer brought a wealth of knowledge about the unique needs of a bank in today's complex and vulnerable digital landscape.
Chris HartmanChief Deposit Officer
Chris serves as Cogent Bank's Chief Deposit Strategist. In this role Chris is responsible for the development and execution of the bank's deposit strategy, treasury management and product development, efforts. Chris has over 30 years of banking experience most recently serving as Director of Deposit Strategy and Treasury Management for CNLBank. Prior to CNLBank, Chris led the sales and service team for Wachovia's Cash Management Division and was a sales leader for First Union. Chris has a B.A. degree in Business Administration from Hope College, Holland, MI and a Masters of Management from Aquinas College, Grand Rapids, MI.
Chief Risk Officer
Stephen brings over 30 years of banking experience to Cogent Bank as Chief Risk Officer. Previously Stephen served as Head of Enterprise Risk Strategy and Regulatory Relations at BankUnited. Prior to this role, Stephen served as Chief Information Security Officer and later Enterprise Risk Officer at CNLBank. Additionally, Stephen has served in senior management roles at PricewaterhouseCoopers, Bank of Boston, and Barnett Bank. He holds a Bachelor of Science in Business Administration from the University of Illinois and he is a Certified Information System Security Professional.
Lara LeeChief Marketing Officer
Lara serves as the bank's Chief Marketing Officer. In this role Lara is responsible for Cogent’s marketing and communication strategy development and execution. She will oversee a broad array of functions including branding, marketing strategy, digital marketing, communications, events, and public relations. Lara joins Cogent Bank with more than 25 years of bank marketing and communications experience. Lara holds a Bachelor of Science from the University of Florida and an MBA from Stetson University.
Director of Private Wealth Group
John has more than 30 years of banking experience, most recently as President of the Private Wealth Group of CIT (formerly Mutual of Omaha Bank). Prior to CIT, John held senior roles in private wealth and commercial banking with several large national and regional financial institutions. John holds a BS in Business Administration from the University of Missouri and is a graduate of the University of Virginia Graduate School of Banking. John is based in Naples and will oversee the entire Private Wealth Group, which will serve clients statewide