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Cogent Bank

Who We Are

Cogent Bank, a Florida state chartered bank has been operating as a full service, traditional bank since its inception as Pinnacle Bank in 2001.  We offer a broad range of lending, depository, treasury management and mobile banking services designed to meet the complex and diverse needs of the clients we serve.  It goes without saying that we are not your average community bank.  We believe banking is personal and requires high touch, innovative services designed to make managing financial transactions easier.  We look forward to pairing our financial expertise with a passion for learning more about you and your objectives.  Come experience the difference.
Our team of bankers has grown from a small Relationship Management team in Orange City to a team of over 30 financial specialists focused on creative ways to serve the diverse needs of the vibrant markets we serve.  With the addition of teams in Northeast Florida and Tampa, we are dedicated to the markets we believe will benefit from our client focused value proposition.  We may not be on every corner, but we are passionate and knowledgeable bankers with deep roots in the communities we serve.  Our bankers have local decision making authority and an unparalleled commitment to service and technological innovation.  We are certain we will deliver an exceptional client experience.

Responsive. Committed. Innovative.