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Cogent Bank

Learn more about ACH Positive Pay

stop fraud wordsACH Positive Pay is an online fraud mitigation service which allows you to manage ACH debits and credits posting to your business account via filters and blocks.
  • ACH Transaction Filters: Simply specify which ACH debit entries should be allowed to post. You can specify the originator of the transaction and even determine a dollar limit. This prevents unauthorized transactions while allowing certain transactions to occur as expected based on the parameters you have selected. 
  • ACH Transaction Block: This can prevent unauthorized electronic transactions from occurring on your account. You may add, modify or delete authorization records using Cogent Connection, our Online Banking service in a real-time environment.