ACH Positive Pay
Powerful protection to guard against unauthorized ACH transactions.
Learn More About Business Checking
| Account Features | Business Checking | Business Edge Checking | Analysis Checking |
|---|---|---|---|
| Minimum Account Opening Balance | $0 | $0 | $0 |
| Monthly Service Charge | $0 | $50 | $20 |
| Waived if: | N/A | $50,000 Average Daily Balance is maintained | Deposit balances receive an earnings credit to offset monthly service charge & other service charges |
| Interest Rates | No | No | Earnings Credit |
| Features | No Minimum Balance Requirement |
¹Includes 500 transactions per mo. (Checks, deposits, deposited items, ACH) | |
| No Transaction fees |
ACH Origination-50 transactions per mo. | ||
| Free Online Banking & Bill Pay | Free Online Banking & Bill Pay | Free Online Banking & Bill Pay |
|
| 50% discount first order checks | Includes Remote Deposit Capture & Single Feed Scanner | ||
| Free 24 hour Bank by Phone | Free 24 hour Bank by Phone |
Free 24 hour Bank by Phone |
|
| Free e-statement | Free e-statement |
Free e-statement |
|
| Free mobile banking & mobile deposit capture | Free mobile banking & mobile deposit capture | ||
| Other Charges | Fee Schedule | Fee Schedule | Fee Schedule |
| ACH Origination (restrictions apply) | $1.50 per transaction if 500 transaction limit is exceeded | ||
| Remote Deposit Capture (restrictions apply) | |||
| Check and deposit orders | Check and deposit orders |
Please visit the Treasury Management Services page for additional business solutions. Cogent Bank has a full suite of competitive cash flow services to meet your financial needs.
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