Learn More About Business Checking
|
|
Business Checking |
Business Select Checking |
Business Edge Checking |
Analysis Checking |
IOLTA |
| Minimum Opening Balance | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Monthly Maintenance Fee | $0.00 | $25.00 | $50.00 | $20.00 | $0.00 |
| Monthly Fee Waived if: | N/A | $10,000 Average Monthly Balance is maintained | $50,000 Average Monthly Balance is maintained | Deposit balances receive an earnings credit to offset monthly maintenance & other service fees | Deposit balances receive an earnings credit to offset monthly maintenance & other service fees |
| Earns Interest | No | No | No | Earnings Credit | Interest paid to Florida Bar Association |
| Features | No minimum balance requirement | Includes 200 transactions per mo. (Checks, deposits, deposited items, ACH) |
Includes 500 transactions per mo. (Checks, deposits, deposited items, ACH) |
||
| No transaction fees | ACH Origination not Available |
ACH Origination-100 transactions per mo.
Transaction Fee is $0.50 for transactions over 100
|
|||
| Cogent Connection Express Business eBanking & Bill Pay | Cogent Connection Lite Business eBanking & Bill Pay | Cogent Connection Lite Business eBanking & Bill Pay | Cogent Connection Business eBanking & Bill Pay Available | Cogent Connection Business eBanking & Bill Pay Available | |
| 50% discount first order checks | Remote Deposit Scanner available for purchase |
Includes Remote Deposit Capture & Single Feed Scanner | Treasury Services available | Treasury Services available | |
| Free 24 hour Bank by Phone | Free 24 hour Bank by Phone | Free 24 hour Bank by Phone | Free 24 hour Bank by Phone | Free 24 hour Bank by Phone | |
| Free e-statement | Free e-statement | Free e-statement | Free e-statement | Free e-statement | |
| Free mobile banking & mobile deposit capture | Free mobile banking & mobile deposit capture | Free mobile banking & mobile deposit capture | Free mobile banking & mobile deposit capture | Free mobile banking & mobile deposit capture | |
| Other Charges | Check and deposit ticket orders | $.50 per transaction if 200 transaction limit is exceeded1 | $.50 per transaction if 500 transaction limit is exceeded1 | Check and deposit ticket orders | Check and deposit ticket orders |
| Additional Fees may apply | Additional Fees may apply | Additional Fees may apply | Cogent Connection Business eBanking and Bill Pay Service Fees apply | Cogent Connection Business eBanking and Bill Pay Service Fees apply | |
| Check and deposit ticket orders | Check and deposit ticket orders |
Please visit the Treasury Management Services page for additional business solutions. Cogent Bank has a full suite of competitive cash flow services to meet your financial needs.