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Cogent Bank

Learn More About Business Checking

 

Business Checking

Business Select Checking

Business Edge Checking

Analysis Checking

IOLTA

Minimum Opening Balance $0.00 $0.00 $0.00 $0.00 $0.00
Monthly Maintenance Fee $0.00 $25.00 $50.00 $20.00 $0.00
Monthly Fee Waived if: N/A $10,000 Average Monthly Balance is maintained $50,000 Average Monthly Balance is maintained Deposit balances receive an earnings credit to offset monthly maintenance & other service fees Deposit balances receive an earnings credit to offset monthly maintenance & other service fees
Earns Interest No No No Earnings Credit Interest paid to Florida Bar Association
Features No minimum balance requirement Includes 200 transactions per mo.
(Checks, deposits, deposited items, ACH)
Includes 500 transactions per mo.
(Checks, deposits, deposited items, ACH)
   
No transaction fees ACH Origination not Available
ACH Origination-100 transactions per mo.
Transaction Fee is $0.50 for transactions over 100
   
Cogent Connection Express Business eBanking & Bill Pay Cogent Connection Lite Business eBanking & Bill Pay Cogent Connection Lite Business eBanking & Bill Pay Cogent Connection Business eBanking  & Bill Pay Available Cogent Connection Business eBanking  & Bill Pay Available
50% discount first order checks  Remote Deposit
Scanner available for purchase
Includes Remote Deposit Capture & Single Feed Scanner Treasury Services available Treasury Services available
Free 24 hour Bank by Phone Free 24 hour Bank by Phone Free 24 hour Bank by Phone Free 24 hour Bank by Phone Free 24 hour Bank by Phone
Free e-statement Free e-statement Free e-statement Free e-statement Free e-statement
Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture
Other Charges Check and deposit ticket orders $.50 per transaction if 200 transaction limit is exceeded1 $.50 per transaction if 500 transaction limit is exceeded1 Check and deposit ticket orders Check and deposit ticket orders
Additional Fees may apply Additional Fees may apply Additional Fees may apply Cogent Connection Business eBanking and Bill Pay Service Fees apply Cogent Connection Business eBanking and Bill Pay Service Fees apply
  Check and deposit ticket orders Check and deposit ticket orders
 
Please visit the Treasury Management Services page for additional business solutions. Cogent Bank has a full suite of competitive cash flow services to meet your financial needs.