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Cogent Bank

Learn More About Business Checking

Account Features Business Checking Business Edge Checking Analysis Checking
Minimum Account Opening Balance $100 $100 $100
Monthly Maintenance Fee $0 $50 $20
Monthly Fee Waived if: N/A $50,000 Average Daily Balance Deposit balances receive an earnings credit to offset mo. maintenance & other service fees
Interest Rates No No Earnings Credit
Features No Minimum Balance Requirement
¹Includes 500 transactions per mo. (Checks, deposits, deposited items, ACH)

No Transaction fees
ACH Origination-50 transactions per mo.

Free Online Banking & Bill Pay Free Online Banking & Bill Pay Free Online Banking & Bill Pay

50% discount first order checks Includes Remote Deposit Capture & Single Feed Scanner

Free 24 hour Bank by Phone Free 24 hour Bank by Phone
Free 24 hour Bank by Phone

Free e-statement Free e-statement
Free e-statement

Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture
Other Charges Schedule of fees Schedule of Fees Schedule of Fees

ACH Origination (restrictions apply) $1.50 per transaction if 500 transaction limit is exceeded

Remote Deposit Capture (restrictions apply)


Check and deposit orders
Check and deposit orders
 
Please visit the Treasury Management Services page for additional business solutions. Cogent Bank has a full suite of competitive cash flow services to meet your financial needs.