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Cogent Bank

Learn more about CDs

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Earn a high rate of interest without any of the guesswork involved. A Cogent Bank certificate of deposit (CD) is an investment you can count on. Take advantage of fixed rates so you always know the return you're getting.
  • Set aside for future savings goals
  • Competitive, fixed rate for length of term
  • Greater earnings than standard savings
  • Receive higher rates by selecting a longer term
  • A wide range of terms available (from 7 days to 5 years)
  • Earnings compounded daily, credited monthly
  • Convenient automatic renewal
  • Penalty for early withdrawal
  • FDIC insured up to $250,000
  • $1,000 minimum deposit to open
  • Must maintain a minimum daily balance of $1,000 in account each day to obtain the disclosed annual percentage yield