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Cogent Bank

Learn More About Credit Cards

photo of a variety of credit cards
Making purchases is easy when you have the right credit card. A credit card from Cogent offers you competitive interest rates and worldwide acceptance for maximum convenience. Our credit card allows you to earn reward points every time a purchase is made. Our card has low rates, generous limits, and easy online access so you're always in control. 
  • Quick, convenient, flexible and secure way to borrow money to pay for things immediately
  • Purchase Protection
  • Let you extend payments when necessary to improve cash flow
  • Help you track expenses more efficiently
  • Fraud monitoring and lost card support 24 hours a day.
  • Boost your credit score when you stay under your limit and repay your balance on time
  • EMV smart chip technology for added security