Making purchases is easy when you have the right credit card. A credit card from Cogent Bank offers you competitive interest rates and worldwide acceptance for maximum convenience. Our credit cards allow you to earn reward points every time a purchase is made. Our cards have low rates, generous limits, and easy online access so you're always in control.
Quick, convenient, flexible and secure way to borrow money to pay for purchases immediately
Let's you extend payments when necessary to improve cash flow
Helps you track expenses more efficiently
Fraud monitoring and lost card support 24 hours a day
Boost your credit score when you stay under your limit and repay your balance on time