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Cogent Bank

HOA Lending

At Cogent Bank, we are committed to understanding the needs of Homeowner Associations. We know that each Association has different goals, and that’s why we take a consultative approach to understand how you work.
Our highly experienced team of bankers is here to help you with flexible financing options for purchasing real estate, equipment, handling a land lease, or capital maintenance projects.
  • Competitive rates and no application fees
  • Quick turnaround times
  • Options to tailor credit terms to assist with cash flow
miniature homes on top of building blocks with the letters H, O, A.