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Cogent Bank

Learn More About USDA Lending

USDA Loans

Whether your business needs to acquire, refinance, or provide construction financing to grow or purchase assets, talk to us about obtaining a Credit Facility that fits your business' financing needs. We will work with you to determine a long term loan that is best to meet your company's objectives and cash position. We understand that all financing and repayment needs are different. By thoroughly analyzing your unique situation we can help you make a sound financial decision that will benefit your business now and into the future.
  • Long term loans with no balloons:
    • Owner occupied
    • Investment
    • Hotels, Assisted Living, and other specialty classes
  • Up to 30 year amortizations
  • Variable and fixed rate options
  • 40 years of experience working with the USDA program
  • Local underwriting, decision making and administration