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Cogent Bank

PPP Loans

Latest PPP Information

The new PPP Loan program is for small businesses, non-profits, sole proprietors, and independent contractors who have exhausted their initial PPP loan. The program will make new loans through March 31, 2021, or until the new funding is exhausted. Cogent Bank strongly encourages all borrowers to visit the Treasury Website to review the program requirements and borrower information before applying for a PPP loan. If, after reviewing the information, you meet the program requirements and would like to apply for a PPP loan, please use the link below.

Please note that final guidance from the SBA is still pending. Cogent Bank is unable to close or disburse any loan funds until authorized to do so by the SBA.  Once authorization is received, Cogent Bank may be in contact for additional information necessary to complete your application prior to submission to the SBA.

If you have any question, please send a message to and we will reply ASAP!



Program Summary & Highlights

Click learn about the PPP loan options.


Start your Cogent Bank PPP loan application now!  


Helpful Resources

Links to useful information and reference resources.  


PPP First Draw Information

PPP Second Draw Information

Apply Now!  

Treasury FAQ

 How to calculate loan amounts