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Cogent Bank

Personal Checking

Flexible and secure checking accounts are the cornerstone of banking philosophy. With numerous account options and plenty of local banking experts, you can be sure to find the perfect solution for your banking needs.
 

Personal Free CheckingPersonal Interest CheckingPrestige Interest Checking (50+)
Minimum Opening Balance$100.00$100.00 $100.00 
Monthly Maintenance Fee$0.00$10.00  $0.00 
Monthly Fee Waived if:
N/A$1,000 Average Daily BalanceN/A
Interest RateNoYes - Tiered Rates ApplicableYes
FeaturesNo minimum balance requirement
No minimum balance requirement

No transaction feesNo transaction feesNo transaction fees

Free Online Banking and Bill PayFree Online Banking and Bill PayFree Online Banking and Bill Pay

Free first order of 50 standard checksFree first order of 50 standard checksFree checks (select style)

Free 24 hour Bank by PhoneFree 24 hour Bank by PhoneFree 24 hour Bank by Phone

Free e-statementFree e-statementFree e-statement



50% discount safe deposit box 1st year

Free VISA® Debit CardFree VISA® Debit CardFree VISA® Debit Card

Free mobile banking & mobile deposit captureFree mobile banking & mobile deposit captureFree mobile banking & mobile deposit capture
Other ChargesCheck and deposit ordersCheck and deposit ordersCheck and deposit orders

Refer to the Bank's Schedule of FeesRefer to the Bank's Schedule of FeesRefer to the Bank's Schedule of Fees