Savings & Money Market
Cogent Bank is the bank that focuses on you — your responsibilities, your goals, your dreams for the future. We offer a wide range of savings account options to help meet your unique needs.
|Personal Savings Account₁||Minor Savings₁||Personal Money Market₁|
|Minimum Opening Balance||$0||$0|
|Monthly Service Charge||$5.00||$0.00||$10.00|
|Waived if:||$300 Average Daily Balance is maintained||N/A||$2,500 Average Daily Balance is maintained|
|Interest Rate||Yes||Yes||Yes - Tiered Rates Applicable|
|Six free withdrawals per statement cycle¹||Six free withdrawals per statement cycle¹||Six free withdrawals per statement cycle¹|
|Free Online Banking||Free Online Banking||Free Online Banking|
|Free 24 hour Bank by Phone||Free 24 hour Bank by Phone||Free 24 hour Bank by Phone|
|Free e-statement||Free e-statement||Free e-statement|
|Free mobile banking & mobile deposit capture||Free mobile banking & mobile deposit capture||Free mobile banking & mobile deposit capture|
|Other Charges||Check and deposit orders|
¹During any statement cycle you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party.
A charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. Please refer to the Fee Schedule.
Fees may reduce earnings.