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Cogent Bank

Savings & Money Market

Cogent Bank is the bank that focuses on you — your responsibilities, your goals, your dreams for the future. We offer a wide range of savings account options to help meet your unique needs.


Personal Savings Account₁ Minor Savings₁ Personal Money Market₁
Minimum Opening Balance $0
$0
Monthly Service Charge $5.00 $0.00 $10.00
Waived if: $300 Average Daily Balance is maintained N/A $2,500 Average Daily Balance is maintained
Interest Rate Yes Yes Yes - Tiered Rates Applicable

Six free withdrawals per statement cycle¹ Six free withdrawals per statement cycle¹ Six free withdrawals per statement cycle¹





Free Online Banking Free Online Banking Free Online Banking
Features



Free 24 hour Bank by Phone Free 24 hour Bank by Phone Free 24 hour Bank by Phone

Free e-statement Free e-statement Free e-statement

Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture




Other Charges

Check and deposit orders
¹During any statement cycle you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party.
 
A charge per withdrawal will be assessed after the sixth withdrawal per statement cycle.  Please refer to the Fee Schedule.
 
Fees may reduce earnings.