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Cogent Bank

Savings & Money Market

Cogent Bank is the bank that focuses on you — your responsibilities, your goals, your dreams for the future. We offer a wide range of savings account options to help meet your unique needs.
 

Personal Savings Account₁ Minor Savings₁ Personal Money Market₁
Minimum Opening Balance $100.00
$100.00
Monthly Maintenance Fee $5.00 $0.00 $10.00
Monthly Fee Waived if: $300 Average Daily Balance N/A $2,500 Average Daily Balance
Interest Rate Yes Yes Yes - Tiered Rates Applicable

Six free withdrawals per calendar month¹ Six free withdrawals per calendar month¹ Six free withdrawals per calendar month¹





Free Online Banking Free Online Banking Free Online Banking
Features



Free 24 hour Bank by Phone Free 24 hour Bank by Phone Free 24 hour Bank by Phone

Free e-statement Free e-statement Free e-statement

Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture Free mobile banking & mobile deposit capture




Other Charges Schedule of Fees Schedule of Fees Schedule of Fees



Check and deposit orders
¹Reg D limits certain withdrawals from account type.  Fees may reduce earnings.